Key Responsibilities

• Create and manage credit approval strategies in the origination process
• Increase loan approval levels maintaining acceptable risk metrics
• Ensure KYC, AML, PEP and antifraud checks compliance
• Collaborate with data providers
• Optimize underwriting costs
• Collaborate with product, finance, legal, DWH, analytics and tech teams
• Create requirements for reporting
• Key metrics: сonversion from loan application to final approval, underwriting cost per loan issued, NPL

Skills, Knowledge and Expertise

• Experience in risk analytics or portfolio management for at least 3 years
• Experience in lending for individuals or SMEs
• Experience in working with KYC providers
• Good knowledge of banking processes
• Knowledge of SQL
• Experience in LATAM lending operations will be an advantage
• Knowledge of Python/JavaScript will be an advantage
• Experience in usage of alternative data for scoring will be an advantage

Conditions & Benefits

• Stable salary, official employment
• Health insurance
• Hybrid work mode and flexible schedule
• Relocation package offered for candidates from other regions
• Access to professional counseling services including psychological, financial, and legal support
• Discount club membership
• Diverse internal training programs
• Partially or fully paid additional training courses
• All necessary work equipment