Responsibilities

• Lead negotiations with institutional debt providers, family offices, and alternative lenders to secure and extend structured debt facilities.
• Develop, implement, and oversee internal operational procedures (across financial, legal, credit, and product teams) to ensure ongoing compliance with debt covenants and regulatory requirements.
• Build and maintain a robust financial reporting framework for the credit product, ensuring high accuracy for internal leadership and external stakeholders.
• Act as the primary liaison with debt providers, delivering timely and transparent reporting on loan performance, covenant compliance, and operational metrics.
• Anticipate lender requirements and proactively implement changes to ensure seamless renewals and extensions of credit facilities.
• Collaborate closely with risk, scoring, legal, and product teams to integrate best practices and ensure readiness for scaling debt lines.
• Monitor and report on key credit product performance indicators (e.g., default rates, collections, vintage analysis) to both internal and external stakeholders.
• Support capital strategy development by providing insights on structured debt, financial risk management, and market best practices.

Qualifications

• Proven experience (5-8+ years) in structured debt, investor relations, or treasury roles within fintechs, banks, alternative lenders, or credit-focused marketplaces.
• Strong understanding of credit products, including lending performance metrics (e.g., NPLs, charge-offs, recovery rates) and risk management frameworks.
• Advanced financial modelling skills with experience building models for structured debt, credit risk, and portfolio performance.
• Demonstrated ability to design and operationalize cross-functional processes across finance, legal, and product teams.
• Strong interpersonal skills with a proven ability to build, maintain, and grow relationships with lenders and investors.
• Familiarity with compliance, regulatory requirements, and reporting standards relevant to debt financing in multiple jurisdictions.
• Excellent communication skills, with the ability to synthesize complex financial data into clear, actionable insights for both internal and external audiences.
• Bachelor’s degree in Finance, Economics, Business, or related field. MBA, CFA, or similar certifications are a plus.
• Prior experience with fintech lending in emerging markets, especially with non-traditional data for credit scoring.
• Exposure to AI and alternative data models in credit underwriting.
• Familiarity with working in high-growth, dynamic environments with lean teams.

Conditions & Benefits

• Stable salary, official employment.
• Health insurance.
• Hybrid work mode and flexbile schedule.
• Relocation package offered for candidates from other regions.
• Access to professional counseling services including psychological, financial, and legal support.
• Discount club membership.
• Diverse internal training programs.
• Partially or fully paid additional training courses.
• All necessary work equipment.